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Theory of Decreasing Responsibility
Here is a self-explanatory image that describes the “Theory of Decreasing Responsibility”:
Picture credit: http://www.askprimerica.com/category/primerica/
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Victim of “Financial Consultants”
I came across someone asking for help with regards to his insurance portfolio.
I have helped many clients to sort out their portfolios after they have bought all kinds of financial products that were not only lousy, but did not suit them at all. I felt compelled to offer some help to this individual as he was really paying a lot from his monthly income and was still poorly insured.
No More Property “Specialists”; Just Plenty of “Financial Consultants”
I read with interest the Straits Times article – No more property ‘specialists’ from Aug 1 – which describes how regulators are clamming down on misleading titles that property agents are giving themselves such as “specialist” and “experts”. This follows Ministry of Health’s investigation of Traditional Chinese Medicine practitioners giving themselves similarly dubious “specialist” titles.
I welcome such regulations as they allow for greater transparency. Such measures are sorely required and overdue in the local financial services industry.
Enhanced Aviva MyShield
Good news to MyShield policyholders and people considering to take up MyShield – Aviva has recently enhanced MyShield, their integrated Medishield policy designed to insure against healthcare costs in Singapore. Even better news would be that these improvements in benefits do not come with any increases in premiums.
Here are the notable enhanced benefits: