Seth’s Blog on Finance

Understanding CPF Insurance Schemes

I am speaking at a seminar next month regarding the various CPF insurance schemes available for CPF members.

Are you confused by the various CPF insurance schemes that you invariably enrolled in if you contribute to CPF? Do you know what options you have for these schemes? How does one utilise his/her CPF to obtain better coverage?

The talk would be useful in helping attendees understand various CPF insurance schemes such as DPS, Medishield, as well as Eldershield which is pertinent for people above 40, or individuals with parents above 40 who are financially dependent on them.

There is currently an early-bird discount until 1st May 2013.

Understanding CPF Insurance Schemes

A talk with special emphasis on CPF medisave-approved long-term disability insurance schemes

When & Where

• 11 May 2013, Saturday
• 2:30pm to 5:00pm
• 371 Beach Road Keypoint #21-01 Singapore 199597

Price

• Normal price: $40 per attendee.
• Early bird: $30 per attendee (if register by 1 May 2013).
• Get further 20% discount for group registration or as client* of Promiseland.

Agenda

• Overview of the CPF approved insurance schemes (by Wilfred Ling)
• Medishield Schemes (by Chian Jianwei)
  • Why have Medishield premiums increased significantly recently?
  • Pitfalls in downgrading to save on premiums.
  • Pitfalls in changing insurers to save on premiums.
• Eldershield and Eldershield Supplements (by Seth Wee)
  • Introduction to Eldershield and how it works.
  • What is $300/5 and $400/6 ?
  • Definitions of Activities of Daily Living (ADLs).
  • Statistics on cost of nursing home.
  • Options to upgrade to Eldershield Supplements.
  • Case studies.

Registration
Register as a client of Seth Wee to get a further discount. Click here to register.

About the Speakers
Seth Wee first joined an insurance company in 2009. Disgruntled with the emphasis on sales rather than clients’ interests as well as the inability to provide the best solutions for his clients, he left for an independent platform shortly after so that he can provide suitable and ethical advice to his clients.

He blogs about personal finance and ethics of the financial advisory industry at SethWee.com. His articles have since been published in Yahoo Singapore’s finance section and he has been on Mediacorp’s television segments speaking on personal finance.

Chian Jianwei is an independent financial advisor rep with a passion for helping individuals achieve their financial goals. He adopts a no-nonsense and systematic approach to financial planning and does not shy away from tough subjects when providing professional advice. Jianwei joined the financial advisory industry in 2011, following a 7 years career in the public service, in which he was heavily involved i n policy works. He credited much of his systematic approach to financial planning to his early days training in policy works. He is an Associate Financial Planner^CM.

Wilfred Ling is the FA Associate Director with Promiseland Independent Pte Ltd. He is a CFA charter holder and Chartered Financial Consultant® providing comprehensive financial planning services. As an ISO 22222 (SCI) certified person, his work has been externally audited in relation to his financial planning process, ethics, competency, experience and thus adheres to the International Standard for financial planning.

About the Company

Founded in 1986, PromiseLand became Singapore’s first independent life insurance broker in 1991 bringing clients choice of products from, not one, but the majority of the life insurance companies. From being a pioneer, we progressed to become the champion for independent financial planning and advice – providing our valued clients with objective advice and wide choices for their financial needs.

FAQs

Where can I contact the organizer with any questions?

Click here to contact me directly.

Is my registration/ticket transferrable?

Yes it is transferable. Use this page to transfer: HERE.

Can I update my registration information?

Yes, use this page to update the registration information: HERE.

What is the refund policy?

7 or more days prior to the seminar: full refund.

6 or less days prior to the seminar: no refund.

There is no refund for ‘no-show’.

What are my transport/parking options getting to the event?

Nearest MRT stattion – Dhoby Ghaut MRT Station. Follow the direction/sign to SMU–>School of Economics or School of Social Sciences. Enter via the “Visitor” Gate at the security lobby. Tell the security guard you are here for the talk. The seminar room is 3.1

For location map, please refer to this map HERE.

What if the event is cancelled?

If the event is cancelled for whatever reason, a full refund will be made.

*Can I sign up as “client” to get 20% discount if I am not any of the speakers’ client?

Yes – if you are a client with an existing financial adviser from Promiseland Independent Pte Ltd. However, you should indicate the name of this financial adviser during the registration process so that he or she will follow-up with you if you have any queries after the seminar.